Capitas specialises in creating finance programmes that are expertly tailored to meet the needs of our vendor partners. To help design a programme that fits your unique requirements whilst providing your customers with flexible and competitive financial solutions, we can offer you a number of arrangements depending on how little or how much you want to commit in time and resources.
Here are some of the ways we can partner you to provide sales finance to your customers:
- Referral programme | Working together on a deal-by-deal basis you simply refer deals to us and we manage each request individually, using Capitas-branded documentation. This system is easy to manage and usually you take no further responsibility.
- Wholesale Funding | Here you retain customer control but then sell the deals onto Capitas, so you can still recognise day one revenues.
- Co-branded | Under this arrangement, all financing documentation shows your branding alongside Capitas branding. This underlines the stability and integrity of our relationship - and boosts credibility and customer trust in the financing.
- Own-label Referral Programme | Here all customer communications and documentation are branded to position you as the provider of a total customer solution and to reinforce your own brand. Whether you disclose your relationship with us to customers is entirely up to you. The benefits to you are that your salesforce is armed with a sales aid financing tool which looks an integral part of its value proposition, and which has not cost you anything to set up.
- Joint Venture (JV) with Capitas | Whether it's a virtual or legal joint venture, you can share in the risks and rewards of your exclusive vendor finance programme, which will look and feel to your customers like your own in-house finance facility. The benefits of this arrangement are that you create the effect of a dedicated finance company without having to commit to the time and expense of company formation. Revenue recognition of sales is not a problem and there is no adverse balance sheet implication for you.
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